About Our Mortgage Broker Team
About our Red Deer Mortgage Broker Team
We have over a decade of experience
working with clients just like you. We have
clients from all walks of life and cherish the working relationship we have
nurtured over the years. We look forward
to working with you soon!
Benefits of using a Mortgage Broker
When you are looking to finance your
home or property, whether that be a new purchase, renewal of mortgage, or
refinancing an existing mortgage, you have the choice of going to a bank or
enlisting the assistance of a mortgage broker.
There are some great advantages to
using a mortgage broker over the banks.
Mortgage Brokers work for you – not for
the benefit of the banks.
While a broker
may offer you a rate and mortgage from a bank, we are not limited to
those. We always are focused on finding
the right mortgage and best mortgage rate for you. You are our number one. Not the banks.
Our service is essentially free. That’s correct. We get paid a fee from the lender for the
mortgage – not from you, the borrower. Our
fee is based on the amount of the mortgage and NOT the rate. This has to be this way so that we can ensure
you are getting the lowest rate for your mortgage. This means that we have a negotiating edge
with lenders. The lenders want your
mortgage and they are going to have to be very competitive to get it. And often we can secure a rate that you
yourself may not be able to.
Since we make our fees from the amount
of the mortgage, we will always seek the best rate for you. This means our clients trust us and refer us
to others. And they come back at renewal
time for us to assist them with finding the best mortgage rate at that
time. We hope that our initial service
to you leads to future services for you and your friends or family.
We have to let you know that, sometimes
based on your circumstances, we may charge a fee. This would be in cases of challenging credit
or income situations. But we would be
upfront with you about this during our initial consultations. We would never charge you a fee without your
prior knowledge. If this is a possible
situation for you, using a Mortgage Broker makes complete sense. The Banks may be reluctant but our team has helped many individuals with alternate mortgage financing options. Put us to work for you today!
Read About Us in the Media!
Red Deer's Bestrate Mortgage Team in the News
